Medicare

Enhance your benefits with Kaiser Permanente Senior Advantage for Federal Members (HMO). You get better benefits without increasing your FEHB premium. 1 Have questions? We’ll help you choose the right coverage for you.

Questions about Medicare?

Attend a free seminar with one of our retiree consultants to learn more about the basics of Medicare and answer your questions. You can also learn more about Medicare plans designed exclusively for federal employees.

Our Medicare plan is designed exclusively for FEHB retirees to give you up to $3,000 reimbursement per year ($250 per month) toward your Medicare Part B premium.

This covers what most people pay, including Late Enrollment Penalties (LEP) and Income Related Monthly Adjustment Amount (IRMAA). When you enroll in High or Standard Option Senior Advantage 2, Kaiser Permanente will reimburse you up to $250 per month for your standard Medicare Part B premium. Your spouse is eligible too – that's up to $6,000 each year.

No matter which Senior Advantage plan you choose, you’ll get better benefits and save on your out-of-pocket costs than with your FEHB benefits alone. Benefits vary by plan option.

No deductibles, and lower copays for most covered services and some prescription drugs

Non-emergency transportation and meal delivery

Extras like hearing aid, eyewear, and dental coverage

Membership in Silver&Fit® fitness program at no extra charge 2

$70 per quarter for Over-The-Counter (OTC) benefit to purchase health and wellness products delivered straight to your home.

Take a look at the choices you have and the additional benefits you get when you enroll in one of our Senior Advantage plans for Federal Members by viewing our comparison chart.

Join us for a FREE seminar 3

Have questions about Medicare? Our Retiree Consultant is here to help! Meet your trusted Northern California Medicare specialist in this video. Then join us for a free seminar to learn more about how you can get better benefits without increasing your FEHB premium.

Ready to enroll?

Enrolling with Kaiser Permanente is easy with our secure online enrollment application.

Want more information?

Download our guide, Your Kaiser Permanente FEHB Guide to Medicare, to learn more about Kaiser Permanente Medicare health plans. Or, call one of our Kaiser Permanente Medicare specialists at 1-877-547-4909 (TTY 711), 7 days a week, 8 a.m. to 8 p.m. to get a Guide by mail. Hablamos español.

View 2024 Medicare Plan Documents

2024 FEHB Guide to Medicare

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2024 Senior Advantage Enrollment Kit

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2024 Senior Advantage 2 Enrollment Application

View

Senior Advantage 2 Program Description

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Senior Advantage 2 Part B Premium Reimbursement Instruction Flyer

View

Senior Advantage 2 Proof of Part B Premium Submission Form

View

Silver&Fit Healthy Aging Program Flyer

View

Over-the-Counter Wellness Benefit Flyer

View

Non-Emergency Transportation Benefit Flyer

View

Meal Delivery Benefit Flyer

View

2024 Northern California FEHB Senior Advantage EOC

If you’re not a Kaiser Permanente member yet

You must first enroll in a Kaiser Permanente FEHB plan before you can apply for a Kaiser Permanente Medicare health plan for Federal Members.

Medicare Coordination of Benefits rule change

Starting on January 1, 2023 your cost-sharing may increase if you have Original Medicare (Medicare Parts A and/or B) and are not enrolled in a Medicare health plan. View this FAQ to learn more. Or watch this video to get more details.

Kaiser Permanente is an HMO plan with a Medicare contract. Enrollment in Kaiser Permanente depends on contract renewal. To join a Kaiser Permanente Medicare health plan, you must reside in the Kaiser Permanente Medicare health plan service area in which you enroll. Enrolling in a Kaiser Permanente Medicare health plan for Federal members will not affect the benefits you receive through the Federal Employees Health Benefits (FEHB) Program, although the network and other rules of Medicare may apply. FEHB Program coverage is described in FEHB brochure RI 73-003.

1 You must continue to pay the Medicare Part B premium to remain in the Kaiser Permanente Senior Advantage (HMO) plan.

2 Silver&Fit® is a federally registered trademark of American Specialty Health, Inc.

3 Free with no obligation. For accommodations of persons with special needs at meetings call 1-855-402-0690 (TTY 711).

This page was last updated: October 1, 2023 at 3:00 pm PT

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Need help? Talk to a Federal Employee Health Benefits Specialist at 1-877-904-0016

© 2024 Kaiser Permanente

Kaiser Permanente health plans around the country: Kaiser Foundation Health Plan, Inc., in Northern and Southern California and Hawaii • Kaiser Foundation Health Plan of Colorado • Kaiser Foundation Health Plan of Georgia, Inc., Nine Piedmont Center, 3495 Piedmont Road NE, Atlanta, GA 30305, 404-364-7000 • Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc., in Maryland, Virginia, and Washington, D.C., 2101 E. Jefferson St., Rockville, MD 20852 • Kaiser Foundation Health Plan of the Northwest, 500 NE Multnomah St., Suite 100, Portland, OR 97232 • Kaiser Foundation Health Plan of Washington or Kaiser Foundation Health Plan of Washington Options, Inc,, 601 Union St., Suite 3100, Seattle, WA 98101